The Central Government has launched a landmark scheme called the ‘Lakhpati Didi Yojana’ to make women financially self-reliant. The primary objective of this project is to support women in the country’s rural areas, help establish them as entrepreneurs, and ensure their annual income reaches at least ₹1 lakh. Let’s delve into the details of this scheme.
What is the Lakhpati Didi Yojana?
The Central Government initiated this scheme in 2023. Under this program, women associated with Self-Help Groups (SHGs) are provided with skill development training and financial assistance to start their own businesses. The government aims to create approximately 3 crore ‘Lakhpati Didis’ through this initiative.
What are the Key Benefits of the Scheme?
- Interest-Free Loan: The biggest attraction of this scheme is that women can get a loan ranging from ₹1 lakh to ₹5 lakh without having to pay any interest.
- Skill Development: Applicants receive training in various fields such as animal husbandry, dairy, poultry, food processing, and handicrafts.
- Business Opportunities: After completing the training, women can use their knowledge and skills to start their own ventures and become financially independent.
- Government Support: The government not only provides loans but also assists in marketing the products made by these women.
Who Can Apply for this Scheme?
To apply for this scheme, certain eligibility criteria must be met:
- The applicant must be a woman and a member of a Self-Help Group.
- The family’s annual income must be less than ₹3 lakh.
- No member of the family should be in a government job.
How to Apply?
The application process for this scheme is quite straightforward:
- Interested women need to contact their local Self-Help Group (SHG).
- A business plan or project report must be prepared and submitted to the SHG.
- The group will verify the application and business plan and forward it to the concerned government department.
- Once government officials review and approve the application, the applicant will receive all the benefits of the scheme.
Required Documents
The following documents will be required at the time of application:
- Aadhaar Card
- PAN Card
- Income Certificate
- Bank Passbook
- Passport-size Photograph
- Mobile Number
Conclusion
The ‘Lakhpati Didi Yojana’ is undoubtedly a significant step towards the financial empowerment of women. This scheme will boost the rural economy and help women establish themselves more prominently in the mainstream of society. If you know someone who is eligible for this scheme, be sure to inform them and help them take a step towards self-reliance.
