Salary Account Change: Simplified Rules for West Bengal Govt. Employees
Salary Account Change: The Finance Department of the Government of West Bengal has issued a new memorandum to make the process of changing salary-linked bank accounts for government employees more simplified and convenient. This memorandum, No: 3150-F(Y) dated 28.08.2025, supersedes the earlier order from 2011, introducing a more streamlined procedure. Let’s explore the details of these new guidelines.
Main Objective of the New Rules
The primary goal of this new directive is to simplify the process for government employees who wish to change their salary bank account. The previous procedure has been updated to be more user-friendly and convenient for all employees.
New Guidelines for Account Change
In accordance with the Governor’s approval, the Finance Department has laid out the following new guidelines:
- Simple Application Process: An employee wishing to change their salary account must apply to the Head of the office using the prescribed ‘Option Form’.
- ‘No-Objection Certificate’ (NOC) Rules:
- Who Needs an NOC: Employees who have existing bank loans or any outstanding liabilities against their salary-linked bank account under specific government schemes (like the Housing Loan Scheme with SBI, UBI, or WB Co-Operative Bank Ltd.) must submit a ‘No-Objection’ or ‘No-Liability’ Certificate from the concerned bank branch.
- Who Doesn’t Need an NOC: All other employees are not required to submit an NOC for changing their salary account. They only need to submit the ‘Option Form’.
- Frequency of Change:
- An employee can change their salary-linked bank account once in every three-year block.
- Exception: This three-year rule does not apply if the distance between the employee’s new place of posting or residence and the current bank/branch is more than 10 KM.
How to Apply?
Follow these steps to change your salary account:
- Fill the Form: Correctly fill out the ‘Option Form’ attached with the memorandum. You will need to provide personal details, HRMS ID, GPF A/c No., and full details of your existing and new bank accounts.
- Attach Documents: You must attach a blank cancelled cheque or a photocopy of a cheque of the new account for verification of the particulars.
- Obtain NOC (if applicable): If you have an outstanding loan as specified, get the ‘No-Objection’/’No-Liability’ Certificate from your bank.
- Submit: Submit the completed form and necessary documents to the Head of your Office. The officer will verify the details and allow the change.
Key Points to Remember
- The new bank account can be a ‘Single Name’ or ‘Joint Name’ account. However, for joint accounts, the first name must be the employee’s name.
- This new memorandum (No: 3150-F(Y)) supersedes the earlier F.D. Memo No. 2536-F(Y) dated 31.03.2011.
This simplified process is undoubtedly welcome news for state government employees, allowing them to transfer their salary accounts to a bank of their choice without unnecessary hassle.
