UPI Global Dominance: India Outpaces the World! UPI Tops Global Real-Time Payments with 49% Share, Confirms IMF
UPI Global Dominance: A new feather has been added to India’s cap of achievements. It has once again been proven on the international stage that India is the undisputed emperor in the world of digital transactions. The International Monetary Fund (IMF), in its June 2025 report, has clearly stated that India’s Unified Payments Interface (UPI) is currently the world’s largest real-time payment system by transaction volume. Not just the IMF, data from ACI Worldwide also confirms the same—nearly half of the world’s total real-time transactions are taking place on Indian soil.
India’s Unrivaled Dominance on the Global Stage
What could be a greater success for the Digital India mission than this? Statistics show that while the total global transaction volume in real-time payment systems reached 266.2 billion, India alone contributed 129.3 billion transactions. This means India commands a staggering 49% share of global real-time transactions. Countries like China, South Korea, or Brazil are nowhere near India’s figures.
The table below clearly illustrates the picture of India’s massive success:
| Country | Transaction Volume (in billions) | Global Share |
|---|---|---|
| India | 129.3 | 49% |
| Brazil | 37.4 | 14% |
| Thailand | 20.4 | 8% |
| China | 17.2 | 6% |
| South Korea | 9.1 | 3% |
Why is UPI So Popular?
The journey that began in 2016 under the guidance of the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI) has today turned into a revolution. Even without cash in the pocket, having a mobile and internet connection is enough to get things done. With the facility of transferring money 24×7 anytime, anywhere, and the benefit of ‘Zero Merchant Discount Rate’ (MDR), everyone from small merchants to the common man feels comfortable using UPI today.
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Behind this success lies a series of well-planned steps by the Central Government. Under the Payments Infrastructure Development Fund (PIDF), digital payment infrastructure has been built in smaller cities and towns. According to the report:
- As of October 2025, approximately 5.45 crore digital touchpoints have been created.
- In the financial year 2024-25, about 56.86 crore QR Codes have reached 6.5 crore merchants.
- The BHIM-UPI Incentive Scheme has further encouraged small-ticket digital transactions.
Today’s recognition is not just a statistic; it is proof of India’s digital capability. Major countries across the world are now looking to emulate this Indian model, which will further strengthen the country’s economy in the coming days.
