West Bengal Family Pension Calculator 2026: Enhanced & Normal Rate
Enter the last basic pay, the employee’s date of birth and the date of death. The calculator gives the enhanced family pension and the date it ends, the normal rate after that, and the monthly amount with dearness relief.
| Rate | Basic | Additional (80+) | DR | Medical | Total |
|---|
An estimate under the West Bengal Services (Death-cum-Retirement Benefit) Rules, 1971 as revised by Memo 536-F(Pen) dated 01.10.2019. Who in the family receives it, and from when, is decided by the Pension Sanctioning Authority; the PPO issued by the AG (A&E), West Bengal is final.
When a West Bengal government employee dies in service, or a pensioner dies after retirement, the family receives a monthly family pension. Under Finance Department (Pension Branch) Memo No. 536-F(Pen) dated 01.10.2019, issued with ROPA 2019, family pension is 30% of the basic pay drawn last, with a minimum of ₹8,500 and a maximum of ₹60,300 a month at the normal rate. The memo keeps the earlier provision for a higher, enhanced rate for a limited period.
The enhanced rate is paid first: for seven years from the death, or until the date the employee or pensioner would have turned 67, whichever comes earlier. The family pension then falls to the normal rate for life, or until the family pensioner remarries or stops being eligible. Dearness relief is paid on top at the same rate as for pensioners, 38% from 01.10.2026.
Family pension rates at a glance
| Item | West Bengal rule |
|---|---|
| Normal rate | 30% of the last basic pay; minimum ₹8,500, maximum ₹60,300 a month |
| Enhanced rate | Twice the normal rate, limited to 50% of the last basic pay; after retirement, not more than the pension drawn |
| Enhanced period | 7 years from the death, or until the employee would have turned 67, whichever is earlier |
| Additional family pension | 20% at 80, 30% at 85, 40% at 90, 50% at 95, 100% at 100 (age of the family pensioner) |
| Dearness relief | 38% of the basic family pension from 01.10.2026 |
| Medical allowance | ₹500 a month if not enrolled in the West Bengal Health Scheme |
The enhanced period is the same whatever the employee’s age of retirement: the Finance Department has clarified that the “seven years or age 67, whichever is earlier” rule also applies to employees who retire at 62 or 65.
Who receives family pension
- The widow or widower, until death or remarriage.
- Sons and daughters, including adopted children, until they reach 25, marry or start earning, in order of birth.
- A son or daughter with a disability that prevents them from earning a living, for life, on a medical certificate.
- An unmarried, widowed or divorced daughter, when there is no widow, widower or other eligible child.
- Dependent parents, when the employee leaves no spouse or child.
Related calculators
- Pension & Commutation Calculator
- Gratuity (DCRG) Calculator — death gratuity is paid to the family as well
- Retirement Date & Qualifying Service Calculator
📌 How to Use This Calculator
💡 How the Calculation Works
The normal rate is 30% of the last basic pay, raised to ₹8,500 if lower and held at ₹60,300 if higher.
The enhanced rate is half the last basic pay. After retirement it is limited to the basic pension the pensioner drew, and it is never less than the normal rate.
The enhanced period ends on the earlier of two dates: seven years after the death, and the date the employee would have reached 67. If the employee was already 67 or older at death, the family pension starts at the normal rate.
Dearness relief and any additional family pension for age 80 and above are worked out on the basic family pension in force today; the medical allowance is added if drawn.
📐 Calculation Formula
Normal = 30% × last basic (₹8,500–₹60,300) · Enhanced = 50% × last basic (≤ pension after retirement), for 7 years or until age 67📝 Calculation Example
An employee born on 15.08.1964, on a basic pay of ₹45,000, dies in service on 10.06.2026 at 61.
Seven years from the death ends on 10.06.2033; the employee would have turned 67 on 15.08.2031. The earlier date applies, so the enhanced rate is paid until 15.08.2031.
Enhanced family pension = 50% of 45,000 = ₹22,500, plus DR at 38% (₹8,550) and medical allowance ₹500 = ₹31,550 a month.
From 16.08.2031 the normal rate applies: 30% of 45,000 = ₹13,500, plus DR ₹5,130 and ₹500 = ₹19,130 a month at today’s DR.
⚠️ Important Notes & Rules
Family pension is shared or passed on in the order the rules lay down; the calculator shows the amount, not who receives it.
For a pensioner who retired with less than 20 years of service, the enhanced rate is limited to the reduced pension.
The ₹60,300 ceiling applies to the normal rate. The PPO issued by the Accountant General (A&E), West Bengal is final.
❓ Frequently Asked Questions (FAQs)
30% of the last basic pay at the normal rate, with a minimum of ₹8,500 and a maximum of ₹60,300 a month under Memo 536-F(Pen) dated 01.10.2019, plus dearness relief at 38% from 01.10.2026. A higher enhanced rate is paid for the first few years.
Twice the normal rate, limited to 50% of the last basic pay. For a pensioner who dies after retirement it cannot be more than the pension the pensioner drew.
For seven years from the date of death, or until the date the employee or pensioner would have reached 67, whichever is earlier. After that it falls to the normal rate.
No. The Finance Department has clarified that the rule of seven years or age 67, whichever is earlier, applies whatever the age of retirement.
Yes, at the same rate as on pension: 38% of the basic family pension from 01.10.2026.
₹8,500 a month, raised from ₹3,300 by Memo 536-F(Pen) dated 01.10.2019.
Yes. Additional family pension of 20% of the basic family pension from age 80, 30% from 85, 40% from 90, 50% from 95 and 100% from 100.